Set up automatic payment for easy and fast bill payments

 

Banks and many mobile payment apps now allow you to automate your monthly utility bill payments in the digital age. The monthly payment is automatically deducted from your account on or before the due date when you use this service. You can store your biller details, bank account, bank and card details for faster bill processing. Automatic utility bill payments are available at more banks and mobile apps around the country, and on average, they save about 5% in cash backs and online discounts. As a result, automatic bill payment is a no-cost win-win alternative. However, you should check with your bank about the facility fees, as there may be a hidden fee associated with the service.

The money is deducted from your bank account at the appointed time once the payments are set up. Auto and mortgage loans, credit card payments, water bill and any other utility bills that requires a monthly payment, such as your utility bill, are all examples of expenses that can be set up on autopay. Autopay has some significant benefits when used responsibly: it saves you time every month, avoids late fees, and gives you piece of mind. If your monthly funds change, you are unable to keep up with account monitoring, or you prefer that your financial information is not on file with numerous vendors, autopay may not be ideal for you.

Here are a few advantages of automatic bill payments and autopay feature on mobile app:

·         Never miss out on due dates:

Now you will never miss out on due dates on your monthly utility bills. Monthly utility bills are easy to pay. You can save details for all your recurring bills including electricity bill, water, broadband, gas along with your DTH and mobile recharge. AutoPay ensures that your payments are both simple and timely. No more late fees!

·         Reduces the hassle of entering details again and again

With the advent of mobile apps and autopay functionality, you can choose to save your customer details and payment details for faster processing of your bill payments. This not only saves your time; you will also not miss out on monthly payments.

·         No more late fees

You can avoid late utility bill payment penalties and fees because the bank will debit the needed amount on the due date. With the autopay option, you can just pay your utility bills at ease. This means you can set the due date for, say, the day after you get paid, alleviating any worries about not having enough money in your account and making bill management easier.

·         Easy paperless bill payments

When you choose automated utility bill payment for monthly bills, you can often avoid paper billing and the need to mail in payments, reducing your carbon footprint. This means you can set the due date for, say, the day after you get paid, alleviating any worries about not having enough money in your account and making bill management easier.

Read Also - What are the different utility bills and how to get cashback on them?

·         Autopay all your bills

You can choose to autopay all your utility bills including your electricity bill, mobile recharge, DTH, gas, water, broadband bills and more easily with autopay functionality. Once you've set up automatic payments, they'll happen on a defined timetable. You'll never have to worry about missing a payment again.

·         Saves your time

The Autopay functionality saves all your time. It reduces the hassle of entering multiple card numbers and processing your payment again and again. With the Autopay option, you don’t have to register and enter all the fields manually ever again.

You can begin automatic utility bill payment services downloading the payment mobile app. Apps like Bajaj Finserv app allow you to autopay bills. Some apps additionally provide you the choice to choose and turn on this feature. All you need to do is, download the mobile app and register on the Bajaj Finserv app.

Simplifying your online payment with a Bajaj EMI card

 

Online shopping has grown exponentially ever since the pandemic has hit the world. As all of us are forced to stay confined to our homes and the scope for movement is limited, we have no choice but to carry out most of our day to day tasks indoors.

When you shop online, there are various methods of making payments online. You can use credit card, debit card, UPI, net banking, EMI card etc. The Bajaj Finserv EMI card is one such instrument that allows you to make EMI payments online and shop with greater ease.

Benefits of the Bajaj Finserv EMI card

The Bajaj Finserv EMI Card has several benefits that can help you shop for big-ticket products at easy no cost EMIs. Here are some of the benefits of the Bajaj Finserv EMI card –

No-cost EMI shopping – Shop for the latest home appliances, electronics and smartphones from the Bajaj EMI store or partner stores at no cost EMI using the Bajaj Finserv EMI card.

Flexible EMI payment – With the Bajaj Finserv EMI card, you can choose a flexible tenure for repaying your EMIs. Generally the tenures range between 3 to 24 months.

Quick online application – You can apply for the card using the Bajaj Finserv app very easily. The entire application process is digital and is hassle free. Hence you can avail your card instantly.

Minimum documentation – You do not need a horde of documents to avail the Bajaj Finserv EMI card. Your basic KYC documents are sufficient to get the EMI card.

Exclusive benefits and offers – This card can open the door to exclusive offers and benefits for you at the partner stores.

Pre-approved loan – As per your profile, you can get the highest amount of pre-approved loan through the Bajaj Finserv EMI card.

Eligibility

The eligibility criteria is as follows –

• ·         You should be between 21 – 60 years of age
• ·         You must be a residing citizen of India
• ·         A stable source of income is required
• ·         You must have a good credit history without any bad repayment track
• ·         You must have savings/current account in India

Documents needed to avail the EMI card –

• ·         PAN
• ·         Aadhaar card
• ·         A cancelled cheque
• ·         Signed ECS mandate

 Read Also - Where Can I Use Bajaj Finserv EMI Card?

How can one shop online using the Bajaj Finserv EMI card?

The Bajaj Finserv EMI card is your doorway to some of the best and exclusive offers from top brands. Here’s what you need to do if you wish to shop online at no-cost EMIs:

• ·         Visit the partner website
• ·         Add the products you wish to buy to your cart
• ·         Enter your correct mail ID and delivery address
• ·         Select ‘EMI’ as your method of payment and then select ‘no-cost EMI’
• ·         Click on Bajaj Finserv EMI Network Card from the list of options
• ·         Select the appropriate repayment tenure
• ·         Check your details and then click on ‘buy’

HHow can one manage the Bajaj Finserv EMI card online?

You can easily manage your card using the Bajaj Finserv app.  You only need to download and register yourself on the app using your credentials. This allows you to have all the information of your EMI card in one place.

 

Digital mobile recharge now overpasses physical recharge

 

In recent years, there has been a significant increase in digitalization. The Indian public has become increasingly aware of the advantages of digital transactions. They also appear to have embraced the comfort and convenience that online transactions offer. As a result of the epidemic, there have been a number of restrictions on transportation from place to place, and digital payments and recharges have made our lives easier and safer.

People who are restricted to their houses seek for ways to entertain themselves that do not need them to leave the house. This boosted the appeal of OTT platforms, online gaming, and other internet-based activities. As a result, a steady Wi-Fi connection is required. The number of internet recharges required by one individual rose, and online bill payment became the new norm soon after. There appears to be no turning back from online mobile recharge apps at this point.

Apps for recharging your phone online –

Online mobile recharge apps are mobile applications that enable you recharge your phone, OTT subscriptions, FASTag, and other services online. You may use these apps to recharge numerous service providers such as V!, Jio, Airtel, BSNL, and others. As a result, you won't need multiple apps for various service providers. All of your online mobile recharge needs can be met with just one app. Not only that, but you can re-energize for your family, friends, and contacts that may live far away.

The advantages of using the internet to recharge your phone –

1) Low-cost alternative —

Online mobile recharge apps let you compare different service providers' plans. You can browse the available plans and select the one that best suits your needs. You can select between online talk time and mobile data. You can also select a package that includes both. This saves you money because you may check over the available options ahead of time and select what is best for you.

2) Cashback & Rewards –

Mobile recharge applications not only offer a variety of recharge options, but they also have a number of advantages in store for you! You won't get any further offers if you recharge offline because you won't be able to save money. Online recharge applications, on the other hand, give you rewards and coupons that you may use at other partner companies for any other transactions you make on their platform.

3) Cost-effectiveness —

When you recharge online, you just pay for what you actually require. This is achievable because you choose a plan that only charges you for the services you actually require. When recharging in a physical store, however, the retailer may or may not inform you all of the terms of the plan, and you may find up paying for items you don't need. It's possible that you'll end up wasting your money because you won't use the benefits for which you paid.

4) Convenient for you –

Mobile recharge via the internet is the most convenient option. You can also recharge your OTT subscriptions, FASTag, and other accounts. It's all right there at your fingers. You don't need to leave the house to recharge your batteries. All of this may be accomplished with just a few mouse clicks. The mobile recharge app can show you your previous transactions.

Which app is the best for recharging your phone?

This is a straightforward question. When it comes to all of your online mobile recharge needs, the Bajaj Finserv app is the finest solution. Using the Bajaj Finserv online mobile recharge app, you can recharge for all major billers.

Read Also - Benefits and Reasons Why People Recharge Their Mobile Phone Online

How to use the Bajaj Finserv app to recharge -

1) On your smartphone, download the Bajaj Finserv app.

2) Sign up with your phone number and a one-time password (OTP).

3) Go to the homepage's 'Pay Bills & Recharge' area.

4) Select the ‘Mobile' symbol from the drop-down menu.

6) Enter the number or name in your contacts for whom you want to recharge.

7) Choose the appropriate circle.

8) From the drop-down menu, select your service provider and click "Continue."

9) Pick a plan that you like.

10) Select ‘Pay Now' from the drop-down menu.

11) Decide on a payment method.

12) Begin the payment process by clicking the ‘pay now' button.

Why your every purchase should be on a credit card

 

The post-pandemic shopping trends have seen an exponential growth in online transactions. Many factors have led us to change our ways of making purchases and paying for them online. In order to pay for your purchases online, there are different modes of payments available like Credit Card, Debit Card, EMI Card, Net banking, UPI etc. You can choose any method for payment as per your convenience.

However, using a credit card to pay your bills or making payments can have some pros for you. It is an instrument which has a number of benefits if you use it wisely. One must understand how to effectively use the card In order to yield its benefits.

Below are some of the benefits of using your card for almost every purchase –

1. Credit benefit – The credit card allows to shop for goods and services on credit. This means, whenever you are short of funds, you can easily use your credit to buy the stuff that you need on priority and pay the credit card bill later.

2. No-cost EMI shopping- Credit cards are very helpful tools as they help you in no-cost EMI shopping. As you do not have to pay any extra interest for the goods you buy on no-cost EMI, it is a very affordable to look for when you have to shop.

3. Partner Offers – Each credit card has a host of benefits to offer from their partner brands. You can avail these special benefits if you shop with the partner brands of your credit card. They can help you save money too!

4. Cashback Vouchers – You can also stand a chance to win cashback vouchers that can be redeemed at partner brands when you shop at their stores.

5. Reward Points – Every card gives you reward points for using it for making the payments for goods or services. Certain cards give reward points on annual milestone spends of a particular amount.

6. Cash withdrawal – Some cards also allow you to withdraw cash from ATM’s . This of course is charged with certain amount but for initial few transactions, the cash withdrawal is totally free of any interest.

7. Global acceptance – As it is accepted universally, it is the best medium of payment that you can carry along with you. You do not anything else to pay, if you have a card. This makes your life much easier when you are traveling abroad.

Read ALso - Habits for using a credit card you can carry forward in this pandemic

8. Improves credit history – The more you use your card and repay the bills on time, the more you make your repayment track better. All of your creditworthiness improves when you use your credit card and repay its bills within the grace period, on time.

The Bajaj Finserv app is the best credit card app where you can apply for a credit card online and manage your transaction easily. It also allows you to pay for your credit card bills online. You can very easily apply for the RBL Bajaj Finserv Co-brand Credit Card in just a few steps.

Lesser-Known Features of your credit card You Must Know

 

Credit cards not only allow us to make desired purchases despite when we are short on reserves in our savings, but they also ensure that we increase the value of those purchases by providing benefits such as cashback, reward points, special discounts, and other perks at no additional cost if we pay off our total outstanding in full on time during each billing cycle. While many of you may have been using this payment method for some time, you may not be aware of a few key credit card facts. Let's take a look at a few of them to help you make better judgments.

One of the lesser known facts is, there are many credit cards that come with zero annual charges. For obvious reasons, when looking for a new credit card, most of us gravitate toward zero annual fee options. However, these no annual fee cards are frequently the most basic varieties with only a few benefits, whereas cards with annual fees come with premium perks and privileges. Complementary travel insurance upgraded loyalty programmes, exclusive discounts at reputable hotel and restaurant chains, and select e-commerce websites are just a few of the perks. When used wisely, the value proposition of such cards' incentives can easily outweigh the membership fees.

Most of you are probably aware that large-ticket items made using credit cards, such as electronics, appliances, and furniture, can be converted to EMIs at the time of purchase. Credit cards also allow you to convert qualified post-purchase expenses into EMIs to make them more affordable. This is a very useful function, however one should make sure they understand all applicable charges, if any, before using the EMI options. Most essential, make sure you pay all of your bills on time to prevent additional fees. Paying your credit card fees late comes with its set of penalty charges, so to avoid that make sure your pay your electricity bills on time.

Based on their assessment of the user's creditworthiness and income, banks and lending institutions determine the applicable credit limit associated with each credit card account. If you believe your card credit limit is too low, you can contact your bank and request an increase; nevertheless, the final decision will be made by your bank. Having a high credit limit, however, does not grant you permission to spend recklessly with your credit card. To ensure that your dues are paid in full each month, you must use your card responsibly.

Read Also - Where Can I Use Bajaj Finserv EMI Card?

Many banks and lending institutions also offer pre-approved loan offers on your credit card. They are frequently extended by banks to selected credit card holders. These unsecured loans may have interest rates ranging from 12% to 30% p.a., and their EMIs are frequently added to the total monthly card dues and are usually tied to the credit limit of the card. However, because such loans are pre-approved, they can be disbursed swiftly, making them excellent borrowing options in any type of financial emergency.

The Bajaj Finserv co-brand credit is one of the top selling credit cards that comes with a host of benefits. Also, the application process for the Bajaj Finserv cobrand credit card is simplified with the mobile app. You can easily convert your high-end purchases to simple and affordable EMIs with one swipe of your credit card. You can also avail an instant personal loan for up to 90 days at 1.16% interest on your credit limit. You can easily enjoy contactless payments of up to Rs. 5000 with a simple tap of your card. Also, you can withdraw cash from any nearby ATM at no interest for up to 50 days. You can easily manage your credit card expenses and keep track of your due dates with the mobile app.

 

5 Ways Bajaj Finserv App Can Help You to Make Your Life Easier

 

Bajaj Finserv, a leading Non-Banking Finance Company, has introduced its newest version of its customer portal to its customer base. The app offers a one-stop solution for loan application, investments, credit card, EMI card, insurance, bill payments and more. The app is designed to add convenience to customer’s life.

If you are an existing customer to Bajaj Finserv or a new customer, the new and upgraded version of the app is sure to make your life easier. Here are five reasons why,

1.       Easy bill payments

Now with the convenience of Bajaj Finserv app you can pay all your monthly bills at ease. You can pay your electricity bill, DTH recharge, prepaid and postpaid mobile recharge, gas bill, credit card bills and more with the mobile app. The Bajaj Finserv app offers flexible payment modes that include UPI, credit card, debit card, net banking, Bajaj Finserv wallet. The app features an easy to navigate user interface for easy and fast payments.

2.       Apply for Bajaj Finserv products and services at ease

If you are new to Bajaj Finserv, and you want to avail an instant personal loan or apply for an EMI card, you can do so with the convenience of the mobile app. The app ensures an easy and paperless application procedure for customer convenience. Just go to pre-approved offers, and select the offer you want to avail, enter the required fields and proceed to a simple KYC procedure. The mobile app simplifies loan application procedure for you.

3.       Manage all your active loans and services efficiently

Now you can keep track of your active loans, your EMI due dates, foreclose your loan and more. With the Bajaj Finserv app, you can manage your loans, make payments, download statements, and even buy insurance policies right from the comfort of your home. The Bajaj Finserv app allows timely repayment of a loan is crucial and prevents you from snowballing into debt. Additionally, with the Bajaj Finserv app you will reminders to your loan EMI due dates so you never miss out on a payment. As missed payments can negatively impact your CIBIL score and may impact your eligibility for future loans. However, with the Bajaj Finserv App, you can make monthly payments from anywhere in the world as the app with its smart mobile interface.

Read Also - 7 Tips To Save Your Money

4.       Get access to all ongoing offers

You can view all your pre-approved offers under the notifications tab.  You can view and avail your offers at a single tap with the Bajaj Finserv app. You can also opt to receive notifications related to upcoming and pending payments, statement downloads, etc. under the notifications tab, for the entire tenor of the loan. You can also get access to all the pre-approved offers that are tailormade for all your needs.

5.       View your past transactions

You can also view all your past payments with the Bajaj Finserv app. You can download statement with the app and have a record of all your payments in the past.

How to download the Bajaj Finserv app?

The new and improved Bajaj Finserv app is available for both android and iOS users.

• ·         You can easily download the Bajaj Finserv app from Play store or iOS store click here.
• ·         Login with your Experia ID or mobile number with One-time Password which will be sent to your mobile number.
• ·         Now you can browse through your active and previous relationships with the Bajaj Finserv app. Also, you can explore offers personalised and recommended for you in Pre-approved and Recommended Offer section.

 

No need to go anywhere with these new payments methods

Post the pandemic, cashless payments are given more importance. The advent of mobile apps has led to many banking and lending organisations to initiate many transactions online. Many mobile apps like Bajaj Finserv, HDFC, Google Pay have introduced monthly bill payments from the comfort of your home. These mobile payment apps enable faster and quicker payment transactions. There are many linked benefits of transacting from home, some of the top benefits include,

• ·      Saves time: Online or app-based bill payment methods are designed to save your time. You can pay all your bills quickly without travelling anywhere.
• ·      Convenient payments: Bill payments with mobile app are designed to add convenience to your life. You can easily pay your bill anytime, anywhere.
• ·         Safe and secure transactions: A mobile payment app also ensures you don’t have to thinking about cancelling a bunch of cards when you lose your card.
• ·         24x7 availability: You can pay your bill anytime, anywhere, whether you are at home or travelling, a mobile app is available 24x7 to add convenience to your life.

If you register on a mobile bill payment app, you can easily select on save card details to opt for speedy and convenient payments. You can simply login and pay bills instead of having to type in credit card or debit card information for each subsequent purchase. Some of the payment methods introduced to with mobile apps that saves your time and you do not need to step out include:

1.       Easy UPI Payments

The Unified Payments Interface, or UPI, is a digital money transfer alternative that has recently garnered a lot of traction. It's the quickest, easiest, and cheapest way to transfer money, bill payments and you can do it from anywhere and at any time. It merely takes a single click to authenticate, with your pre-chosen OTP and it only requires two factors. With UPI payment, you will not have to store or remember or save on any account sensitive information anywhere. You can also link multiple apps to your single UPI. One of such apps is Bajaj Finserv. You can easily pay your monthly bills with UPI with the Bajaj Finserv app.

2.       Quick check out with your saved credit or debit card

Many mobile bill payments apps give you the option of saving your card details, so you do not have to enter them for different checkout pages. This facilitates faster payment transactions. You can easily store your card details by selecting ‘save card details’ from the checkout page. Also, you can delete the card details whenever you want.

3.       QR code payments

You can easily opt for online payments at any retail store by opting for QR code payments. An easy and contactless payment mode, QR codes facilitate faster payments for convenience. QR codes look like barcodes and provide information about both the retailer and the payment provider. Once you scan the QR code, you can choose to complete your transaction with your credit or debit card, UPI, net banking or mobile wallet.

Read Also - What is Online Bill Payment?

4.       Wallet payments for faster checkout

Digital wallets are another fast way to process bill payments quickly for your purchases. With a Digital wallet, you will no longer have to carry your hefty wallet everywhere. You can just load your wallet with the amount and pay for your transaction easily. Bajaj Finserv has also come up with a digital wallet to add ease to your daily payments.

5.       Net banking

You can also initiate NEFT, RTGS, IMPS payments with your mobile app. Mobile apps have added more convenience to your daily bill payments. The mobile banking app enables faster and easier transactions.

These payment options are facilitated for easy and convenient bill payments of without having to venture out of your home. You can easily choose from the above options and complete your bill payment from the comfort of your home. One of the recommended applications that covers all the above payment modes and adds convenience to your monthly bill payments is the Bajaj Finserv app. With the Bajaj Finserv app you can pay all your monthly bills including your electricity, water, gas, mobile and DTH recharge, EMI dues quickly and easily. The mobile payment app is available on both iOS and Android stores.

Why You Need To Pay Electricity Bills Online From Now

The covid epidemic has created unusual circumstances for us, resulting in a significant increase in digital transactions. When it comes to paying multiple monthly bills for utilities such as Electricity Bill, water, and LPG, it is only convenient and quick to do so online through bill payment applications.

Even if the world returns to normal after the covid epidemic, digital payments have become the standard these days, and there appears to be no going back. Online bill payment apps have drastically revolutionised the traditional approach of paying bills, making it easier and more convenient. There are several advantages to using online bill payment apps. This is why:

• They enable you to have cashless transactions

• They remind you for upcoming bill payments

• You can keep track of all your utility bill payments

• You have access to digital receipts that can be shared at any time

• They allow you to pay your bills quickly and easily

• You can pay your bills anytime and from anywhere

• They allow you to have cashless transactions

• They remind you for upcoming bill payments

• They allow you to keep track of all your utility bill payments Make payments not only for yourself, but also for your contacts in India.

• Payments can be done any time of the year even on holidays, 24 X 7

You can pay for utilities like electricity, water, and LPG through bill payment apps. You can pay these bills monthly in only a few clicks because they are reoccurring every month. You don't have to fill out all of your information every time. The apps remember your information and all you have to do is initiate the payment, making your life much easier.

One of the best options for online bill payments is the Bajaj Finserv app. The Bajaj Finserv app makes it simple to pay your power, water, and LPG bills. The app enables for seamless digital payments and is extremely user-friendly. You can pay with a credit card, debit card, wallet, net banking, and other methods.

Read Also - Payment trends that will Dominate Post-Pandemic

How to use the Bajaj Finserv app to pay your electricity bill -

• Go to the PlayStore or the App Store and download the Bajaj Finserv app.

• Download and instal the app on your smartphone.

• Sign up for the app using your phone number and OTP authentication. You can also use your customer ID to log in.

• Select "Pay Bills and Recharge" from the drop-down menu.

• Select "Electricity" from the drop-down menu.

• Choose your service provider

• Click "fetch bill"

• Once you have the bill, click "proceed to payment"

• Choose your preferred payment method

• Begin the payment process.

The Bajaj Finserv app is accessible in 14 regional languages, allowing users from all over the country to use it in their native language. The new payment platform is a highly handy way to pay for mobile, OTT subscriptions, and other services. Customers can also look through the offers section, which show them all of the offers for which they have been pre-approved.

How To Pay The Electricity Bill In Lockdown

 

The covid pandemic has created unprecedented conditions for us that have triggered a major growth in digital transactions. When it comes to making several monthly bill payments for utilities like electricity bill, water bill, LPG etc. it is only convenient and easy for anyone to do it online using the bill payment apps.

Digital payments have become a norm these days and there seems to be no going back even if the world gets back to normal from the covid pandemic. Online bill payment apps have completely transformed the conventional method paying bills and have made the process simpler and better. There are a number of reasons why online bill payment apps are convenient. Here’s why –

• ·         They allow quick and easy bill payments
• ·         You can pay your bills anytime and from anywhere
• ·         Enable you to have cashless transactions
• ·         Remind you for upcoming bill payments
• ·         You can keep track of all your utility bill payments
• ·         Access to digital receipts which can be shared any point of time
• ·         Make payments not just for yourself but also your contacts located anywhere in India
• ·         Payments can be done any time of the year even on holidays & 24 X 7

Using the bill payment apps, you can pay for utilities such as electricity, water, LPG etc. As these bill payments are recurring every month, you can pay them monthly in just a few clicks. You do not have to enter all your details every time. The apps remember your details and you only have to initiate the payment which makes your life very easy.

Bajaj Finserv app is one of the best options for online bill payments. You can pay your electricity bills, water bills, LPG, etc very easily using the Bajaj Finserv app. The app allows seamless digital payments and is very convenient to use. You can choose to pay via credit card, debit card, wallet, net banking etc.

Steps to pay electricity bill using the Bajaj Finserv app –

• ·         Download the Bajaj Finserv app from the PlayStore or the App Store
• ·         Install the application on your smartphone
• ·         Register on the app using your mobile number and OTP authentication. You can also login using your customer ID.
• ·         Click on “Pay bills and Recharge”
• ·         Click on the option of “Electricity”
• ·         Enter your consumer number
• ·         Select your service provider
• ·         Click on “fetch bill”
• ·         Click on “Proceed to payment” once you get the bill
• ·         Select the mode of payment of your choice
• ·         Initiate the payment

 Read Also - Best online recharge apps in India

The Bajaj Finserv app is available in 14 different regional languages to help out customers across the country to use the app in their own language. The novel payments platform is a very convenient medium to make payments and recharge for mobile, OTT subscriptions etc. Not just payments, customers can also check out the offers sections which give them a glimpse of all the offers for which they are pre-approved.

 

Different ways to avail Bajaj Finserv EMI Card

 

The Bajaj Finserv EMI Network Card enables you to buy your favourite things on low-interest EMIs that you can pay back in monthly instalments. You can also acquire a pre-approved loan of up to Rs. 4 lakh to buy big-ticket items on no-cost EMIs. You must be between the ages of 21 and 60 and have a steady source of income to qualify for a new Bajaj Finserv EMI Network Card.

You can easily convert your expensive or big-ticket purchases to easy and no-cost EMIs and repay it over in a flexible tenure. Your EMI card can be used to buy almost anything, including LED televisions, smartphones, home appliances, kitchen appliances, groceries, airline tickets, gym memberships, and more. 

You have the option of repaying your loan over a period of 3 to 24 months. With your Bajaj Finserv EMI card, you can get additional benefits like home delivery, no down payment, and demos at your doorstep, among others. The EMI Network Card can be used to purchase the newest gadgets and other items from the EMI Store. On No Cost EMIs, you may shop from the convenience of your own home. 

Receive additional benefits such as home delivery, no down payment, and a demonstration at your doorstep, among others. You can also shop on popular e-commerce sites such as Amazon, Flipkart, and MakeMyTrip. For new clients, the application process for the Bajaj Finserv EMI Network Card is fairly simple and uncomplicated.

There are three ways you can apply for the Bajaj Finserv EMI card:

Process to apply for your Bajaj Finserv EMI Card online:

The Bajaj Finserv EMI Network Card application is simple to complete online. You can get a loan of up to Rs. 2 lakh if you apply for the card online. You can apply for the EMI Network Card online if you are an existing client.

• ·         Log in to your customer portal account on the Bajaj Finserv website
• ·         You can check your pre-approved offer on the Bajaj Finserv EMI Network Card
• ·         Proceed to application for EMI card with the link
• ·         You will have to initiate a payment off the annual fee of Rs. 117 (inclusive of applicable taxes)
• ·         Once you have completed the payment process, you will receive an SMS confirmation

If you are a new customer and would like to apply for a Bajaj Finserv Insta EMI Card, follow these simple instructions,

• ·         Navigate to the Insta EMI Card page on the Bajaj Finserv website.
• ·         Provide your contact information, such as your phone number and date of birth.
• ·         To continue, double-check your pre-approved limit.
• ·         Check and double-check your KYC information.
• ·         Pay a modest membership fee of Rs. 567 to activate your Insta EMI Card.
• ·         Once the EMI card is activated, you can easily manage it with the Bajaj Finserv mobile app.

      Read Also - The Bajaj Finserv EMI Network Card - A Smarter Payment Alternative

You can also avail your EMI card with the Bajaj Finserv app,

• ·         Download the Bajaj Finserv app
• ·         Register using your mobile number and OTP
• ·         Go to the offers section and select the category in which you fall, “Salaried” or “Self-employed”
• ·         Scroll through different offers listed there and click on “EMI card”
• ·         Click on “Apply Now”
• ·         Enter your Mobile number & date of birth & click on “Apply now” again.
• ·         Pay a modest membership fee of Rs. 567 to activate your Insta EMI Card.
• ·         Your insta EMI card will be activated and ready for use.