Top Seven Online Recharge and Bill Payment Apps in India.

 

Days are gone when you had to go to the store to recharge your mobile number and stand in long queues for hours to pay different bills. There are many Recharge and Bill Payment apps that give us the liberty to make payments of prepaid and postpaid mobile number, landline, electricity bill, insurance, and gas bill anytime and from anywhere making life easy and stress- free. These recharge apps offer massive discounts and lucrative deals on every recharge along with comprehensive and efficient solutions, which makes them even more useful.

Below listed are few Recharge and Bill Payment Apps that you must try:

1. Bajaj Finserv App:

Bajaj Finserv App offers a platform for fast, secure, reliable and effortless bill payments right from the convenience of your home through your mobile phone. It offers uninterrupted power supply and continued services as with the app you will never miss out on your payment due date. The recharge app is available in 14 different languages and it provides great discounts on services like Prepaid and postpaid mobile recharge, electricity bills, DTH connection recharge, gas bill, water bill, credit card bills, broadband and landline bills. The recharge app also offers mobile-wallet service, multiple payment modes, and discounts. You can also book bus and flight tickets, order food online, do online shopping with the ease of No-cost EMI.

2. PhonePe:

The PhonePe provides services like mobile recharges and bill payments. It is a UPI-enabled app that offers everyday payments of utility bills, mobile recharge, funds transfer to friends and family, request money, etc. and is quite easy to use. The recharge app also provides mobile-wallet service, multiple payment modes, and offers like cash back, discounts and rewards from PhonePe on referring the app to others.

3. Haptik:

Haptik app integrates facilities ranging from booking cabs to movie tickets to flight tickets and has partners with 25 services including Zomato, Ola, Bookmyshow, Go iBibo, Urbanclap, and Cleartrip to cater to the needs of its customers. You can also use Amazon Pay Balance to do prepaid / postpaid mobile recharge or DTH recharge. Haptik has a chat based personal assistant which you can use to set reminders for bill payments and find nearby places like ATMs, Free WiFi spots, chemists, bus stops etc. The recharge app offers exciting offers that can be availed with every transaction.

4. Niki:

Niki is an AI-based personal assistant recharge app that offers an array of bill payment services like electricity, prepaid and utility or booking bus tickets, movie tickets online, cabs, hotels and much more. It also provides exclusive deals, discounts and cash back to its customers. And integrates with Amazon Pay to make recharges.

5. Amazon Pay:

Amazon Pay is Amazon’s digital payment app which is an integrated feature into your Amazon account. With Amazon Pay you can add money to your amazon wallet and make payment for purchased goods and services from websites and mobile app. Amazon also partners with many services and offers discounts and cash back using the Pay balance. You can add up to Rs. 10,000 on Amazon Pay and use it to pay for online food orders, movies and events, kindle ebooks and much more.

6. Paytm:

Paytm is a reliable recharge app which offers a myriad of services on its platform like online recharge and bill payments, money transfer, shopping, booking movie tickets, bus and air tickets through the e-wallet and UPI app. One disadvantage to this app would be that there are limited deals, discounts and cash backs in the app as compared to other apps.

7. Tapzo:

Tapzo is a great option ff you are looking for mobile recharge and online payment app with good discounts and deals. The recharge app offers services for all your prepaid mobile & DTH recharges, postpaid recharge, Electricity & other utility Bills. It also provides services like booking Cabs/Taxis, autos, Flights, Hotels & Buses/online food orders from any nearby restaurant/Book Home services, Appliance repairs and Vehicle repairs.

By going through the above- mentioned top 7 apps for recharge and bill payment, you can easily decide which recharge app best suits your requirement. Although, we recommend the Bajaj Finserv app as it is a one-stop destination for all your requirements, which helps you get rid of multiple apps from your phone. What makes it different from the other recharge apps is that you can not only do Mobile recharge but also apply for loans and repay the loans on the Bajaj Finserv app itself.

Payment apps for easy bill payments this 2022

 

Have you ever gone out to supper with a group of friends, only to have the restaurant refuse to split the bill? If you don't have enough funds to pay your portion of the cost, you may be stuck with the entire amount plus promises from pals to repay you. Unfortunately, getting everyone to pay you is rare, and even if they do, the payments will never equal up. Fortunately, everyone has a smartphone and can quickly download payment apps to fix this issue.

Without using standard payroll systems, business owners can make payments directly from their smartphones using payment apps. You can also use a payment app to link your credit cards or bank accounts. The top payment applications support a large range of credit and debit cards, as well as a fast transfer speed and a wide range of devices. We looked at things including simplicity of use, payment limits, financial transfers, and even consumer incentives.

In case you're unfamiliar with UPI, it's an instant real-time payment system created by NPCI (National Payments Corporation of India) that facilitates inter-bank transactions by quickly transferring funds between two bank accounts via a mobile or web platform. Money may now be transmitted to anyone across the country in a matter of minutes thanks to this innovation in UPI payments. In any case, not all of the apps available on the Google Play Store are suitable for processing UPI payments. The user interface of some of these UPI apps in India can be difficult to grasp at first. As a result, we've compiled a list of the best UPI apps and payment apps in India that are both simple to use and worth checking out include Bajaj Finserv app, Google Pay, Mobikwik, etc.

UPI apps like Bajaj Finserv app allow easy payments anytime and anywhere. You can easily pay all your bills and recharge your phone anytime and anywhere. You can also easily complete QR code payments with mobile apps. You can choose to pay loan EMIs, education fees, mobile bill, electricity bill, grocery bill and more with the payment app. It is simple, fast and convenient

Another advantage is that you won't have to cancel a bunch of cards if you misplace your wallet or handbag. Even if you lose your phone, you shouldn't have to worry about someone else accessing your payment information if it's properly secured. Apps may also impose additional fees if you want to transfer money from your app account to your bank account. You may be limited in how much money you can send per day, week, or month depending on the app.

If you're constantly rummaging through your luggage for the proper card to pay with, these applications can make paying at the store a lot easier. In most cases, payment apps allow you to link your credit cards or bank accounts. Then, without having your credit card, debit card, or cheques on hand, you can make payments immediately from the app. You may be able to pay by tapping your phone at a point of sale rather than swiping a credit card, depending on the app you download and your phone. You might be able to pay with other payment applications or phones by flashing a code that the cashier can scan.