Best Bill Payment Apps In India

The way in which we pay our bills for utilities has undergone a massive upgrade in the past few years. We no longer need to go to the administrative offices, stand in a queue and wait for our turn to pay bills. The fast-growing digitization has led us into a comfort space of mobile apps specially created to serve as a medium through which to pay bills for various utilities in our day to day life.

What are the bill payment apps?

Bill payment apps are mobile applications that act as a medium through which you can pay bills, recharge your phone, DTH, OTT subscriptions, transfer funds etc. These apps have made it extremely convenient to pay bills anytime, anywhere. Especially in the pandemic, these apps have made it possible to transact easily & quickly from the comfort of the 4 walls of your home. You do not need to step out for paying any bill.

Which apps are good for paying utility bills?

The internet is flooded with apps that can be useful for paying utility bills, making payments etc. But we must carefully choose our options as it involves monetary transactions and we must be mindful of the security & user experience of the app. Below are a few options that you can look for if you want an app for online payment of utility bills –

Paytm – Paytm is one of the earliest apps to enter the bill payment’s realm in India. It has gained popularity steadily ever since and is still growing. The app offers services like money transfer, mobile and DTH recharges bill payments for utilities etc. It also allows you to buy and sell digital gold (24K). It comes with additional features like travel and hotel bookings, online shopping etc.

Bajaj Finserv App – Bajaj Finserv App comes with a host of premium features for its users. You can make payments for utility bills like electricity, water, LPG etc with great ease. The app also allows you to recharge for DTH, mobile, OTT subscriptions etc seamlessly. You can view and download payment receipts, access past transactions and manage your accounts online. The app is available in 14 different regional languages so that users can view the app in the language of their choice.

PhonePe – PhonePe app is another great option to pay for your utility bills instantly. It also allows you to make payments for offline and online stores seamlessly. The recharge facility of the app includes Mobile, DTH and OTT recharge for all top operators like Jio, Vodafone, Airtel, Idea, etc. Users can also transfer money with BHIM UPI to anyone, anytime, anywhere. The app offers other products like insurance, buying and selling 24K gold, mutual funds, and partner apps of other brands under ‘PhonePe switch.’

MobiKwik – MobiKwik is a popular payments app among the masses. It is a platform through which you can make utility bill payments for over 200+ billers. You can pay for electricity, water, LPG, prepaid and postpaid mobile recharges etc. Users can also transfer money using MobiKwik seamlessly. It also offers offline QR payments at its partner outlets. Users can order groceries, medicines, food, gadgets, etc very easily. The app also offers instant loans at affordable rates.

Freecharge – This is one of the preferred apps by people when it comes to utility bill payments. Freecharge has its own set of unique offerings apart from utility bill payments. It offers its users mutual fund, loans, Express FD, Google Play recharges etc. One can avail best deals from top brands for movies, entertainment, food, shopping etc. Users can also buy digital gold through Freecharge.

PayZapp – PayZapp is the payments app developed by HDFC bank to facilitate the need for recharge and payments of its users. It is the one app for user’s many needs. One can pay for utilities, recharge mobile, DTH, etc, shop online and much more with the PayZapp app. It also enables money transfer and has exclusive partner offers for its customers.

App	Rating
Paytm	4.4
Bajaj finserv App	4.4
PhonePe	4.4
MobiKwik	4.2
Freecharge	4.1
PayZapp	3.9