How and Where Can I Apply for Bajaj Finserv EMI Card

 

Whenever you go on a shopping spree, there are various methods of payment you can opt for including credit card, EMI card, cash or online transfer. EMI card is an instrument which is most affordable and a convenient instrument of all. Majorly because you can buy things you need easily at no-cost EMI.

EMI cards have a pre-approved loan amount on the card which can be used to convert purchases of high value into no-cost EMI. You cannot exceed the limit of your EMI Card. This is an affordable and preferred choice of moderate-income groups as they can easily buy things at no-cost EMI.

Therefore, EMI card seems to be a better mode of payment rather than a credit card as it does not charge huge rate of interests. Although a credit card can earn you reward points or offers but that does not account for the extra interest that you would pay for making any purchase through it.

You can easily apply for a Bajaj EMI card online using the Bajaj Finserv App. Follow the steps below if you want to apply for it –

1) Download the Bajaj Finserv app from PlayStore or App Store

2) Register on the app using your mobile number and OTP

3) Login using your credentials like MPIN

4) Go to the pre-approved section and check if you have an EMI Card offer

5) If you have the offer, click on ‘Apply Now'

6) Fill in some basic details and pay the card fee.

How to apply Offline?

You can apply for the Bajaj Finserv EMI network card offline as well. Here are the steps to follow –

1. Visit one of the Bajaj Finserv EMI network stores

2. Fill the Bajaj Finserv EMI network card application form

3. Submit your KYC.

Once validation is successful, you will receive a User ID and Password for the Bajaj Finserv Experia Portal, where you can easily check the status of your application.

Read Also - Top Emi Card In India

Benefits of the EMI Card –

1) Online shopping without a credit card – Now you can shop online on EMIs using the Bajaj Finserv EMI card. Shop from the latest range of electronics, home appliances, gadgets etc without having to use your credit card.

2) Pre-approved loan – This exclusive EMI card comes with a pre-approved limit of 1.5 lakh which can be used to convert your purchases into easy no-cost EMIs. It makes online purchases simple and convenient.

3) Offline Shopping – You can use the Bajaj Finserv EMI card not just for online shopping but also for offline shopping at partner stores. You can choose from 1 million+ products from 84,200+ partner stores spread across the country.

4) Offers & perks – The Bajaj Finserv EMI card has exclusive offers on electronics, home appliances, gym equipment, gadgets etc. You can also get holiday packages upon buying select products from the partner stores.

5) Holiday packages – You can stand a chance to win exciting holiday packages upon buying select products using the Bajaj Finserv EMI network card.