Tuesday 28 September 2021

Difference between mobile recharge and top-up

 



When you are a mobile user, you must be synonymous with the terms mobile recharge and top-up. Frequently heard, these terms are similar but at the same time, there are key factors that distinguish the terms. When you are out of Talktime, there are different ways you can recharge your mobile. There are multiple packs from service providers catering to different needs to get optimum results. When prepaid mobile accounts run out of money and they need to make a call, users must either top-up or recharge their accounts.

Some individuals mistakenly believe that recharge and top up are the same thing and use them interchangeably. 

Let us understand the difference between both the terms:

What is a mobile recharge?

Paying your telecom operator for service is how recharge works. There are two categories for mobile recharge. Prepaid and postpaid. The key difference between a prepaid and postpaid mobile recharge app is, for a prepaid plan you will have to pay the amount prior to the recharge. You can choose the plan that best suits and your needs and proceed to recharge. There are multiple pack variations by service providers to help make your choice. From Rs. 10 to Rs. 1000, you can choose a package that best suits your need. While for a postpaid mobile recharge, you can pay a fixed amount at the end of the month. Now for a postpaid plan, the charges may be higher, but there are also many additional benefits to a postpaid plan.

What is a top-up?

Let's say, you wish to top-up your Airtel mobile. You simply pay the money required to Airtel and they allot a certain amount of data to you. With recharge cards that gave validity, it was simple to detect no balance in an account. This is where a top-up card is helpful, as it gave call time without jeopardizing the validity of the phone.  Initially, service providers would discontinue the services on the SIM card in case of inactivity. However, when service providers came up with the idea of a lifelong SIM card for prepaid accounts, the concept of top-up, which was so popular at the time, came crashing down. SIM cardholders now have a lifetime validity (which was not exactly a lifetime but validity of more than 10 years nevertheless). It meant that if a person's account had no balance, he didn't have to worry about losing the number, and he could add any amount to his credit whenever he wanted instead of worrying about its authenticity all the time before.

An example to explain both the terms, suppose you have done an Rs. 399 recharge for your mobile phone with unlimited Talktime and 1.5 GB data per day with a validity of 30 days. Now you realize you have exhausted your data limit for the day and need additional data for your day. In this case, a top-up plan is extremely handy. You can easily opt for a data top-up of the required amount.

Read Also - Why Maximum People Prefer Online Mobile Recharge

Do your mobile recharge and top-up with the Bajaj Finserv app

You can easily do your mobile recharge and top-up with the Bajaj Finserv app. The Bajaj Finserv app gives you the flexibility to choose from the available payment means. You can choose to pay with your saved credit/debit card, net banking, UPI, digital wallet according to your needs.

The mobile app ensures quick processing of your recharge and bill payments for a hassle-free experience. You can choose to do your recharge on the go or comfortably from your home. The app is available for download on both android and iOS devices.

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