Once upon a time, paying electricity bills on time used to be a challenge, especially for working professionals. To pay electricity bills, telephone bills, and other bills, one had to go to the local office and wait in line. And keeping up with the due date was often difficult, resulting in a penalty or additional charges. You can complete a number of chores without ever leaving your house or going anywhere else –– office, café, hotel, or even while traveling. All you need is a device (a laptop or smartphone) and a high-speed internet connection. There has been a paradigm shift in the way individuals deal in the last several years, particularly since demonetization.
Today, online payment systems/platforms are
accessible for a range of utilities, including landline bills, mobile bills,
piped gas bills, electricity bills, DTH recharge, data card recharge, toll
payments, credit card bills, and so on. Apps like Bajaj Finserv app aid in the
easy and quick payments of your utility bills. Here are a few methods from which you can do Utility Bill Payment
1.
UPI
The National Payments Corporation of India
(NPCI) established the Unified Payment Interface (UPI) last year, which has
been a boon and has brought a dramatic change in the way transactions are
conducted. Because UPI is based on the Immediate Payment Service (IMPS)
infrastructure, it is available 24 hours a day, seven days a week. UPI apps are
now available from a large number of banks.
2.
Mobile digital wallets
A mobile wallet is a device that allows you
to carry cash in a digital form. You can use your mobile device to attach your
credit card or debit card information to a mobile wallet application, or you
can transfer money to a mobile wallet online. Your smartphone can now act as a
wallet if you have a good mobile wallet. Because the notion has been broadly
embraced across points of sale and services, you won't need to carry wads of
cash. Many mobile wallets have integrated utility billers, online shopping, and
travel booking, among other features that may be accessed at any time and from
any location.
3.
Net banking
All Savings and Current account holders
will find Internet banking to be a simple way to bank––anytime, anyplace. You
don't need to establish a new account here. You can make an online payment to
your biller by simply logging into your internet banking account. A user-friendly
dashboard is available from many banks, which offers a slew of benefits. It not
only lets you to pay bills, transact, and invest, but it also gives you more
control over your own resources. After you've paid your bills online, you may
keep track of your spending and make adjustments as needed.
Read Also - How to pay your medical bills online
4.
Credit card
Credit cards, like debit cards, can be used
to pay for utility bills. When you use your credit card, you can earn reward
points (which can be used to purchase certain items) and take advantage of
interesting cash-back/discount offers, which can help you save money.
5.
Debit card
Your debit card, which is linked to your
savings account, can be used to pay your utility bills as well. It's simple to
use and may be used on multiple biller sites. You don't need to carry wads of
cash to pay your power bills on a monthly basis. It is a simpler alternative,
especially when you have the available balance in your savings account.
All of the above-mentioned payment modes, are
available on the mobile app of Bajaj Finserv app. The app is available on both
android and iOS devices. Payments with mobile apps add both convenience and
speed to your daily life.
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