What is the eligibility for the Bajaj Finserv EMI Card?

 

Since the global pandemic, online purchasing has increased at an exponential rate. We have no choice but to carry out the majority of our daily chores indoors because we are all confined to our homes and our mobility is constrained.

When you shop online, you can use a variety of payment methods. You can pay using a credit card, debit card, UPI, net banking, or an EMI card, among other options. The Bajaj Finserv EMI card is one such tool that enables you to pay EMI online and shop more conveniently.

Advantages of the Bajaj Finserv EMI card

The Bajaj EMI Card comes with a number of features that might let you buy for big-ticket items on low-interest EMIs. The following are some of the advantages of the Bajaj EMI card -

No Cost EMI purchases – Using the Bajaj Finserv EMI card, purchase the newest home appliances, gadgets, and smartphones at no cost EMI from the Bajaj EMI store or partner stores.

Flexible EMI repayment - With the Bajaj Finserv EMI card, you can pay your EMIs over a longer period of time. The durations typically range from three to twenty-four months.

Quick online application - The Bajaj Finserv app makes it very simple to apply for an EMI card from Bajaj Finserv. The entire application process is completed online and is completely hassle-free. As a result, you can get your card right away.

Minimum documentation - The Bajaj EMI card does not require a large number of documents. The EMI card can be obtained with just your basic KYC requirements.

Special advantages and offers — With the Bajaj Finserv EMI card, you may take advantage of special offers and discounts at partner stores.

Pre-approved loan — You can acquire the largest amount of pre-approved loan using the Bajaj Finserv EMI card based on your profile.

Eligibility Criteria for Bajaj Finserv EMI Card –

The following are the requirements for applying for a Bajaj Finserv EMI card:

• ·         You must be a resident citizen of India and be between the ages of 21 and 60.
• ·         You'll need a steady source of income.
• ·         You must have a strong credit history with no history of late payments.
• ·         You must have a savings or current account in India

Documents required to apply for an EMI card –

• ·         PAN
• ·         Aadhaar card
• ·         Cancelled check
• ·         ECS mandate signed

R   Read Also - Purchase Anything on Emi From Bajaj EMI Card

How can the Bajaj Finserv EMI card be used to shop online?

The Bajaj Finserv EMI card gives you access to some of the best and most exclusive deals from leading brands. If you want to shop online using your EMI card, follow these steps –

• ·         Go to the partner's website
• ·         Add the items you want to buy to your cart
• ·         Enter your valid email address and delivery address
• ·         Choose EMI as your payment method and then choose "no-cost EMI" Select Bajaj Finserv EMI Network Card from the drop-down menu.
• ·         Choose the proper repayment period, double-check your information, and then click "purchase."